Maryland Automobile Insurance Fund Referral of a Problem Driver

​The Maryland Automobile Insurance Fund (MAIF) is an insurance company that specializes in insuring “high risk” drivers who have multiple offenses on their driving records. If your vehicle is insured through MAIF and you have accumulated three or more violations/incidents within a calendar year, your record will be sent by MAIF to the MVA Driver Wellness and Safety Division (DW&S) for investigation and review. The purpose of the referral is to ask the MVA to re-examine your driving-related skills to be sure that violations and incidents are not related to specific problems (e.g., deteriorating vision, dementia, seizures).

What happens after the Maryland Automobile Insurance Fund (MAIF) refers my name to the MVA?

When the MVA receives your name from MAIF, the MVA will send you a letter and a re-examination form. The letter will explain that you have been referred by MAIF and that you must come to the MVA for the testing of certain driving-related skills. The letter will notify you of the time frame during which you must be tested. You may be required to take any and/or all of the following tests:

  • Driving
  • Law
  • Eye

You must take the re-examination form with you to any of the full service MVA branch offices once you have made an appointment to take the test(s). Click he​re for information regarding scheduling an appointment through the myMVA eServices​. If you pass all required tests, the MVA will clear your case referral. You will not need to take any other actions.

If you fail any test(s), your driving privileges (driver’s license) may be suspended. Please note that you must request to be re-tested in writing or by contacting the Driver Wellness & Safety Division​.​


  • There is no fee involved in this process.

Contact Information:

Driver Wellness and Safety Division​

6601 Ritchie Highway
Glen Burnie, MD 21062

For telephone questions:
MVA Customer Service Center:    1-410-768-7000
TTY/Hearing Impaired:                   1-301-729-4563

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